car insurance time

[Smouser]

Do you bother to negotiate with them? I pay £350 for a 3 bed semi with separate garage/ workshop all properly covered. I always get £30/40 off with some bargaining.
LV are the only company I can find that don't put a limit on garage/workshop contents.

Good to know. My garage is not fully covered

A modified pickup truck (bumper, lights, flared arches and different wheels) is a nightmare to insure.

Firstly, you need commercial insurance and not normal car insurance and then only a few places don't go crazy with their premium due to the modifications.

 

[Morris]

Good to know. My garage is not fully covered

A modified pickup truck (bumper, lights, flared arches and different wheels) is a nightmare to insure.

Firstly, you need commercial insurance and not normal car insurance and then only a few places don't go crazy with their premium due to the modifications.

I'm pretty sure that a vehicle is not classed as garage contents, it would need it's own insurance.
LV didn't flinch at mention of lathe, milling machine, roll cabs, lots of power tools, press, you get the picture. As long as I pay my premium they're happy.

 

[Smouser]

I'm pretty sure that a vehicle is not classed as garage contents, it would need it's own insurance.
LV didn't flinch at mention of lathe, milling machine, roll cabs, lots of power tools, press, you get the picture. As long as I pay my premium they're happy.

I was referring to my tools and machines that were not all covered in the garage and then had a moan about the cost of a modified pickup truck in the same breadth