james butler
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at the very least pay out for the vehicle but not for a replacement tow bar as thats the only bit they wernt aware of
- Thread starter ukracer
- Start date
I do wonder how many of you would be happy to provide a quote to do a job based on info from the customer.
Arrive on site and it's the same work . . . in a building about to collapse . . . meaning more expense to make the job site safe . . . but as the customer didn't actually know it was unsafe, and you took the job on, it's your responsibility at no extra cost . . .
Arrive on site and it's the same work . . . in a building about to collapse . . . meaning more expense to make the job site safe . . . but as the customer didn't actually know it was unsafe, and you took the job on, it's your responsibility at no extra cost . . .
That has me wondering if there is more to this story than has been published.The ombusman sided with the insurance company.
However insurance companies have been cutting back on automatically including towing/trailer cover as standard for a while, just like most insurance companies have removed third party cover for driving other vehicles.
ajlelectronics
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ajlelectronics
Forum Supporter
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I used to regularly take 'indoors out. I think that many riders will do the same if they have a partner and a touring motorcycle.
Morrisman
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Third party personal injury only, is the usual ‘free’ cover you get to drive any vehicle not belonging to you. I rode my first big bike on that cover. Put the bike in my dad’s name, and used my plastic pig insurance policy to cover me riding my ‘dads’ bike….
(1979 I think it was)
zzr1200
Working at 650 ft on open steel work.
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Jelly_Sheffield
Time is an illusion. Lunchtime doubly so.
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My truck actually went down when I insured it with mods for the first time.
I have debated this for some time
I don't have a business, but I do like paying less for things and am fairly* good at basic sign writing techniques with traditional brushes and enamels.
*More importantly I am much better at it than the finish my battered old truck would warrant or demand.
Possibly because when towing you're likely to drive more carefully?
If you're rear ended and have a tow bar fitted your vehicle will likely suffer less rear end damage, if any.
Bennet's is the same, modifications you need to declare as well. I have a custom tank declared for the xt as I made aluminium covers to replace the plastic ones on it, keep thinking about making a 4 gallon alloy tank.
It's one of the reasons I didn't renew with RH, I had declared all mods previously, but they updated their system and lost all details. It's only when I started to forward their confirmation emails back to them that they dug into it further and found the details.
ajlelectronics
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Out of the frying pan, into the fire! I would rather sell my 'bike that give Bennetts another penny. Their sly little "earners" have to be experienced to be believed.
RH is now A-Plan and not better for it, sadly.
Morrisman
Member
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My dad once had a 3 litre Granada, way back in the 80’s, for towing the caravan. He got rear ended at traffic lights in town, just a gentle tap, but the car that hit his tow bar was ruined, radiator blowing water out, metal and plastic busted up.
And it was brand new. The guy had picked it up that very morning from the dealer and was driving around getting used to it. He was almost in tears.
cheb
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And A-Plan is now Howden. They seem to be good for house insurance currently.
pedrobedro
Man at Matalan
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I went into the broker where I insure the car and asked if I needed to inform my insurer that I had a towbar fitted to the car and she said it needed to be on their records but there was no extra charge for it.
ajlelectronics
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Agreed on the Howden business, but they are still working like A-Plan. I have to deal with the Worcester office and let's just say that the efficiency and customer service are not what I have been used to previously. I had to get Emma Airey involved because my emails were being ignored.
rcx132
Philip
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I have to say it's funny how any time government tries to regulate, people on this forum complain and cry corruption. And here you're all admitting that insurance is basically unusable because it's not regulated enough.
We got a new dog last summer. I did read the small print on the insurance quotes I got. And what I found was shocking, most of the policies were effectively useless and worthless because of small print.
We've paid for car hire insurance for over a decade. Finally went to make a claim... and they refused due to small print exemptions. Now image you've paid over a grand a year for life insurance for 30 years, come to claim, only to find that they've excluded most illnesses and scenarios.
Regulation is important, otherwise products become a race to the bottom.
We got a new dog last summer. I did read the small print on the insurance quotes I got. And what I found was shocking, most of the policies were effectively useless and worthless because of small print.
We've paid for car hire insurance for over a decade. Finally went to make a claim... and they refused due to small print exemptions. Now image you've paid over a grand a year for life insurance for 30 years, come to claim, only to find that they've excluded most illnesses and scenarios.
Regulation is important, otherwise products become a race to the bottom.
